Terms of Service

1. Acceptance

By creating an account, starting a free trial, or otherwise using micoco.ai, you agree to these Terms of Service and to our Privacy practices described at /privacy. If you do not agree, do not use the Service.

2. The Service

micoco.ai ("the Service") is a memory-protection web product operated by Selway Solutions LLC. It connects audio captured by your Plaud device to your Supabase open-brain database, your Gmail account, and your Google Calendar. We supply the wiring, the parsers, the daily brief, and the operational software. Plaud, Google, Supabase, Vercel, and Stripe are independent third parties; their terms apply to your use of their services.

3. Your account and your responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for the accuracy of the information you provide.
• You will not share your account with another person.
• You will use the Service only for lawful purposes consistent with these Terms.
• You will not record any individual without their knowledge or consent where the law of the recording jurisdiction requires such consent.

4. Intellectual property

The Service — including the website, the user interface, the source code, the underlying serverless functions, the database schemas, the prompt designs, the daily brief format, the brand names "micoco.ai", "micoco", "memib.io", and "memib", associated logos, and all related design and copy — is owned by Selway Solutions LLC. and protected by copyright, trademark, and other intellectual property laws.

You receive a limited, revocable, non-exclusive, non-transferable license to use the Service for your personal use during the period you have an active subscription or trial. You receive no other rights, express or implied.

The memories, summaries, transcripts, calendar events, and other personal data you create through your use of the Service ("Your Content") remain yours. You grant Selway only the limited rights necessary to operate the Service on your behalf — to ingest, parse, enrich, store, and display Your Content, and to provide it back to you through the Service's interfaces.

5. Prohibited use

You agree not to:

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service or access to it, beyond your own personal use.
• Reverse engineer, decompile, or disassemble any portion of the Service, except to the extent that applicable law expressly permits despite this limitation.
• Scrape, crawl, or use automated systems to extract data from the Service in bulk, except for our publicly published robots.txt-permitted areas accessed within rate-reasonable limits.
• Use the Service to violate any applicable law or regulation, including but not limited to two-party-consent recording laws, HIPAA, or other privacy and data protection statutes.
• Interfere with, disrupt, or attempt to compromise the security of the Service or other subscribers' use of it.
• Misrepresent yourself, impersonate another person, or use the Service to harass, defraud, or harm others.

6. Subscription, billing, and refunds

Paid plans are billed through Stripe on the cadence stated at signup. Free trials convert to the selected paid tier at the end of the trial period unless cancelled. You may cancel at any time from your account settings; cancellation prevents future charges and stops automated processing on your behalf at the end of the current billing period. We do not refund partial billing periods.

Pricing may change with at least 30 days' notice for existing subscribers. Continuing to use the Service after a price change constitutes acceptance of the new price.

7. Third-party services

The Service depends on Plaud (audio capture and AI summarization), Google (Gmail and Calendar), Supabase (database hosting), Stripe (billing), and Vercel (hosting). Selway is not responsible for outages, data loss, or policy changes by these third parties. Your use of those services is governed by their own terms.

8. Disclaimer of warranties

The Service is provided "AS IS" and "AS AVAILABLE" without warranty of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. Selway does not warrant that the Service will be uninterrupted, error-free, or completely secure.

micoco.ai is not a medical device, not a diagnostic tool, and not a substitute for professional medical care. Information presented through the Service should not be used as the sole basis for medical, legal, financial, or other professional decisions. Always consult appropriate licensed professionals.

9. Limitation of liability

To the maximum extent permitted by law, Selway Solutions LLC., its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or business opportunity, arising from or related to your use of the Service, even if Selway has been advised of the possibility of such damages.

Selway's total cumulative liability to you for any claim arising under these Terms shall not exceed the amount you paid Selway for the Service in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Selway Solutions LLC. and its officers, employees, and affiliates from any claim, damages, or expense arising from your violation of these Terms, your violation of any law, or your infringement of any third party's rights.

11. Termination

You may terminate your use of the Service at any time by cancelling your subscription. Selway may suspend or terminate your access for material breach of these Terms, for non-payment, or as required by law, with reasonable notice except where immediate action is necessary to protect the Service or other subscribers. On termination, we will export and email you your open-brain data per the procedure described in /privacy.

12. Modifications

We may update these Terms from time to time. Material changes will be communicated to active subscribers via email or in-product notice with at least 30 days' notice. Continued use of the Service after the effective date of an updated version constitutes acceptance.

13. Governing law and venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Any dispute arising under these Terms will be brought exclusively in the state or federal courts located in Monterey County, California, and you consent to personal jurisdiction in those courts.

14. Contact

Questions about these Terms, or DMCA notices regarding content on micoco.ai, should be directed to:

Selway Solutions LLC.
Attn: Legal
Email: legal@micoco.ai